Depedents

In case of Medical facility, family in relation to employee means spouse and children; and parents, brother and sisters of the employee wholly or mainly dependent on him. Thus, in-laws are not covered. In case of Insurance premium, policy should be taken on his own life, or life of spouse and child. It may be noted that child may be minor/major, dependent/independent, married/unmarried, male/female. Thus, in-laws are not covered.

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