Tax Executive
463 Points
Posted on 02 March 2016
Vishal Ji is absolutely right. You can't claim for HRA exemption until HRA doesn't form part of your salary and in your case, if your employer pays you HRA, you should think twice before claiming HRA exemption because you should have a proper reason for a justified explanation for why you are living in a rented house in spite of having your own house.
And still if you claim HRA, you have to include 'income from house property' in your total income.