I am looking for a credit analysis report in Excel.
if anyone can share, would be of great help.
Menu
CREDIT ANALYSIS
Replies (1)
Hi Dikshay,
Here’s a basic Credit Analysis Report Template in Excel format that you can customize as per your needs. The report typically includes:
📊 Credit Analysis Report - Key Sections
1. Borrower Information
| Field | Details |
|---|---|
| Name of Borrower | |
| Industry | |
| Constitution | (Proprietorship/Company etc.) |
| PAN / CIN |
2. Credit Facility Details
| Facility Type | Amount (₹) | Tenure | Rate of Interest | Collateral Offered |
|---|---|---|---|---|
| Term Loan | ||||
| Working Capital (CC) | ||||
| Bank Guarantee |
3. Financial Summary (Last 3 Years)
| Particulars | FY 2022-23 | FY 2023-24 | FY 2024-25 (Est.) |
|---|---|---|---|
| Revenue | |||
| EBITDA | |||
| PAT | |||
| Net Worth | |||
| Total Debt | |||
| Current Ratio | |||
| DSCR |
4. Credit Rating Matrix
| Parameter | Score (1-5) | Remarks |
|---|---|---|
| Financial Strength | ||
| Management Profile | ||
| Industry Risk | ||
| Collateral Coverage | ||
| Repayment History |
Total Score: ____ / 25
Rating: (A/B/C/D based on internal scale)
5. Credit Analyst Remarks
-
Summary of financial strength/weakness
-
Industry outlook
-
Repayment track record
-
Recommendation: Approve / Defer / Reject
Recent Topics :
- Itr 4 problem
- Capital Gains Mismatch Due to Sale Agreement in FY
- REGARDING NRO INVESTMENT IN SHARES OF DOMESTIC COM
- DTAA benefits
- SUPPLEMENTARY AGREEMENT FOR ADDING A PARTER IN TN
- Part availmement of ITC in case of rejection of su
- Due date for itr 5 no audit with loss for fy 25 26
- Capital Gains Mismatch AIS
- Inward E-way bill from Tally Prime 7.1
- Query regarding exemption under Section 10(10AA) &
Related Topics :
CAclubindia
