Contribution in Sukannya Samriddhi yojna of my granddaughter

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can I contribute to the SSY account of my granddaughter?
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Quick Summary
Grandparents cannot directly open or contribute to a Sukanya Samriddhi Yojana (SSY) account for their granddaughter. Only biological parents or legal guardians can open the account. However, you can gift money to your granddaughter's parents, who can then deposit it into her SSY account. For larger gift amounts, it's advisable to create a 'Gift Deed' with a Notary Public for documentation, as gifts from grandparents to granddaughters are exempt under the Income Tax Act, 1961.

1) She must be less than 10 years of age.

2) Biologycal Parents ( Father and Mother)  or legal guardians appointed by the Court Can only open the Sukanya Samriddhi yojana for girl child. 

Take more Opinion on this. 

I think you Can pay to her parents, they will Open account , because of one the condition in the Yogana .

if the amount is more then gift it to your son , which is exempt under Income tax Act 1961 , he will deposit in yojana . 

Sill take more opinion on this. 

Sir, can I contribute as a gift to my granddaughter?

Yes , You Can Gift money to your granddaughter if amount is more , however, it's always better to prepare or must prepare" Gift deed" from ,"Notary Public" ( Notary Advocate) , as a  documentary evidence. 

Gift from Grandfather to Granddaughter is also exempt under section 56(2) of the income tax Act 1961. 

Contact  near by CA he will guide you. 

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