Company formation problem

CA. Kapil Goel, DISA(ICAI) (cakapilgoel.wordpress.com)   (2191 Points)

13 September 2013  

Hi Friends,

I have submited Form 1, 18 and 32 in MCA site two days ago.......

then this is replied by the MCA........."to submit notarized affidavit of Rs. 20/- stamp papers in UP of all directors/promoters reg. non-acceptance of deposit from public, it will not carry out any money circulation scheme or multi level/pyramid scheme"  

can anyone tell me that what does the Money Circulation Scheme and Multilevel/pyramid Scheme means ??