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Claim HRA exemption on house which is not entirely ready

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Ravi Ranjan

1 Points Posted on 11 September 2022

The land is in my mother's name and the house is not yet constructed entirely but is expected to complete in the coming future. Can I claim an HRA exemption by paying rent to my mother for this particular financial year even if the house is not yet ready to live in?

I will provide a rent receipt with the PAN number and will have online Rent payment proof. And I will also file ITR for my mother.

I need suggestions, in this case, on whether I can claim an HRA exemption or not.

Replies (2)

Quick Summary

This discussion explores whether an individual can claim House Rent Allowance (HRA) exemption by paying rent to their mother for a house that is still under construction and not yet habitable. The user plans to provide rent receipts and online payment proof, and their mother will file an Income Tax Return (ITR). The consensus is that this is not advisable and likely not permissible under current tax regulations.