Cash payment

any payment in cash for maore than 20000 is disallowded under ita. (exceptions: allowded if paid to any rural place where there is no bank facility). so it doesnot matter if it is advance or not, it is disallowded. however you can make a payment of more than 20000  by number of vouchers amount not exceeding 20000

YES IT IS DISALLOWED                    

Disallowed

any kind of payment made in excess of 20000 shall be disallowed ..exception are there where payment can be paid above 20000