Cash credit loan

A LADY NAME MANJU DEVI HAS TO COME TO MY OFFICE , SHE NEEDS A CASH CREDIT LOAN OF 300000 AGAINT STOCK ,  SHE HAS NEVER FILED INCOME TAX RETURN , SHE HAS A KIRANA STORE . HOW SHALL I DRAFT HER INCOME TAX RETURN THAT SHE EASILY GETS THE LOAN OF 300000. WILL I HAVE TO MAKE PROJECT REPORT ALSO FOR CC OF 300000/-. BALANCE SHEET AND P/L HOW I SHALL DRAFT , I MEAN WITH WHAT PLANNING SHALL I GO WITH