Bank ot deducting tds

Section 194A:
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TDS will be deducted from FD interest, if interest > Rs. 10,000 p.a.
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Earlier the limit of Rs. 10,000 was calculated branch wise for same bank.
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But w.e.f. 01.06.2015, the limit of Rs. 10,000 will be calculated bank wise (i.e. aggregating the interest from different branches of the same bank)
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[Note:  As per the new proviso, the bank should have adopted core banking solutions (which has already been adopted way back)]
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Earlier people used to avoid TDS by splitting the FDs among different branches of the same bank. Now, this won’t be possible after the amendment. But people, who have made FDs with different banks, don't need to worry about this.
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Actually, the amendment should have been assessee wise, something like a universal account number for FDs, where all the FDs among different banks are consolidated under one account for TDS purpose.

How do I calculate Income from FD with interest paid on maturity(Cumulative Interest) having around 8 years maturity period and report Income from this FD annually in ITR?

The interest on Savings Account Deposit is applicable on amount above INR 10,000 and want to know if this for savings account combined in all banks or individual?