Are all types of death covered under a term policy?

Generally natural deaths are only covered unless specific riders purchased for accidental or unnatural deaths. In no case, suicidal deaths are entertained. All such conditions are incorporated in policy documents.

No. Suicide committed within 1 year from purchase of the policy is excluded. One must read the exclusion section of the plan brochure carefully to know the exclusions under the term plan.

Yes, in case of a sudden death Term Insurance gives the sum insured or cover taken under the term plan, if the claim is for any reason, then it will be a claim that it may be due to natural or accidental death or death due to some illness.

Buy life insurance online and secure your family's future in terms of any mishappening happened with you. For any query visit Policy Digi. https://www.policydigi.com/life-insurance