Review and rationalization of prudential norms - UCBs

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Last updated: 25 February 2025
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This document from the Reserve Bank of India outlines the review and rationalisation of prudential norms for Urban Co-operative Banks (UCBs). It details revised definitions and limits for small value loans, aggregate housing and real estate exposure, and individual housing loan ceilings. The document also covers updated provisioning requirements for security receipts. These changes aim to provide greater operational flexibility to UCBs while maintaining regulatory objectives, and are effective immediately. UCBs and financial institutions involved in lending will find this information crucial for compliance and strategic planning.

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Submitted by · Posted 25 February 2025 · Other files by Shree · Report
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