This spreadsheet calculator allows you to compare your National Pension System (NPS) retirement corpus against your Union Public Service Pension (UPS) benefits. It helps project your expected pension, corpus at retirement, and monthly income under both scenarios, considering factors like DA, annuity rates, and life expectancy. It's a vital tool for government employees to plan their financial future and make informed decisions about their retirement savings.
Some of my friends from Revenue Services have prepared this calculator to compare the benefits of NPS and UPS. Hope it will be beneficial for you to chose the option between the two.
Disclaimer: This calculator is designed to compare projected pension and corpus between NPS and UPS on the basis of information available as on date. This is only a mathematical tool to ascertain the future value of pension and corpus under NPS and UPS. This must be treated as a guesstimate. #xlsx