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Insurance - Money Back Policy Vs Term Plan

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Often we have come across people who advise us on buying insurance policy for self & family. And we are confused as to which one to go for? Traditional or Term Plan? I have prepared a sheet for calculation of Net Outflow in both cases (in PV as well).. My Vote goes out to Term Insurance.. What you guys got to say ??? #xlsx
CA Jignesh Gala

on 24 September 2014

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