Regional Rural Banks (RRBs) have reported a record-breaking net profit of £10,176 crore for the financial year 2025-26, a significant increase from the previous year's £6,820 crore. Their total business also surpassed £13.5 lakh crore, outperforming some public sector banks. During this period, RRBs opened over 54.98 lakh new Pradhan Mantri Jan Dhan Yojana accounts, reinforcing their commitment to financial inclusion.
Regional Rural Banks (RRBs) recorded a strong financial performance in FY 2025-26, with their combined net profit rising to an all-time high of ₹10,176 crore, up from ₹6,820 crore in FY 2024-25.
The performance was reviewed at a meeting held in New Delhi on August 25, 2026, chaired by the Secretary, Department of Financial Services (DFS). The meeting was attended by the Chairman of NABARD, chairpersons of all 28 RRBs, representatives from the Department of Financial Services, Sponsor Banks, the
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FAQ :
In FY 2025-26, RRBs recorded an all-time high net profit of £10,176 crore.
The total business of all 28 RRBs crossed £13.5 lakh crore in FY 2025-26.
RRBs opened over 54.98 lakh new Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts during FY 2025-26.
Both Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets reached all-time lows of 5.3% and 2.1%, respectively, in FY 2025-26.
There are currently 28 RRBs operating through 22,273 branches across 26 States and 3 Union Territories.
It was emphasised that RRBs must accelerate the adoption of modern banking technology and digital delivery of financial services to improve efficiency and customer experience, while expanding access to rural and far-flung areas.