Court :
Supreme Court of India
Brief :
In this case, the Apex Court denied considering "Mosquito Bite" is as an accident. Since it a well-known fact that Mozambique is a malaria prone zone, and one out of three people are suffering from Mosquito Bite and hence Mosquito Bite is not unexpected nor unforeseen and hence not an accident. The insurance policy of the deceased also does not cover death due to Mosquito Bite and hence insurance claim is not recoverable.
Citation :
Branch Manager, National Insurance Co. Ltd Vs. Mousumi Bhattacharjee, The Supreme Court of India
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