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Dear Balaji,

As per data provided by you, you are falling below the taxable limit. However  I assume that you are filing the returns and replying. The Savings bank interest and FD interest both are to be shown under Other Income in Form ITR-1 (Sahaj). But you can claim the amount of SB interest of Rs 3000 as deduction under Sec 80TTA . So Gross Total Income should be 18000, Chapter VI A - 3000 Total Income 15000 Tax - 0 , Refund (if any, should be the TDS deducted on FD)

Hope this helps you,