I have capital gains arising from sale of house property. I plan to do additional construction of my second house as a utilization of CG, which is already constructed on ground level. The utilization of funds will take well over a year. Please clarify:
- Can directly I start utilizing funds for construction immediately without transfer into CGAS account? Do I need to submit proofs that money was utilized against construction only while filing ITR?
- Remaining amount will be transfered into CGAS a/c. What is the process of withdrawal from account? Can Bills from supplier/contractor be submitted to bank as proof?
- Is AO approval involved in utilization/withdrawal of CGAS funds?
- On full utilization of funds, within 3 years, Is AO approval required for closure of a/c?
- Does ITD mandatorily demands proof of construction completion? I am planning to get valuer's certificate or Architect certificate. Will this be a good proof?
- Can cost of Elevator be shown as part of construction cost?