Unable to claim Deduction in ITR 2 u/s 80 CCD(2)

Ensure that in your salary details (Schedule Salary), you have selected the "Nature of employers" under the applicable category (Others, if not Central or State govt) and not left it blank

Thank you very much brother. This fix is working.

Thank you Viral Sejpal brother. Your solution worked.

80CCD(2) is the employer contribution to NPS and it sits outside the Rs 1.5 lakh 80C cap entirely. In ITR-2, go to Schedule VIA and look for the 80CCD sub-field specifically labeled as 80CCD(2), which is a separate line from the 80CCD(1) employee contribution row. Enter the amount from Form 16 Part B. If the field appears greyed out, check which tax regime you selected when starting the return because 80CCD(2) is one of the few deductions allowed even under the new tax regime.

Section 80CCD(2) sits in a specific schedule in ITR-2 that is easy to overlook because it is NOT in Schedule VI-A where most deductions are entered.

HOW TO ENTER IT CORRECTLY:
1. In ITR-2, go to Schedule VIA, specifically row for Section 80CCD(2). This is the employer NPS contribution only.
2. The amount comes from Form 16 Part B under "Employer contribution to NPS". Do not enter your own voluntary contribution here.
3. LIMIT: 10% of Basic salary plus DA for private sector (raised to 14% from FY 2024-25). Central and state government employees already had the 14% limit.
4. NEW TAX REGIME: 80CCD(2) is specifically allowed. It is one of the few deductions that survive the new regime.
5. If the portal field is locked, use the offline Excel or JSON utility, enter the amount, and re-upload.

Verify your PRAN statement shows the employer deposit before claiming. The claim amount should match what the employer actually deposited.

This [tax saving guide under new tax regime](https://taxgarden.in/blog/tax-saving-under-new-tax-regime-fy-2026-27-strategies-india) covers 80CCD(2) and other allowed deductions in one place.