U/s 24 (b) interest on h.b.a. loan

you have to show intt. on housing loan as deduction in your itr or else you wont get ots benefit and tax payable will also increase accordingly......... i dont know what you did with your last year return but the best possible guess that i can make is that you would have deducted the housing loan intt. before calculating gross salary and thats why you received a diff. computation in 143(1)............. this time be sure not to include loan intt. in gross salary and show it separately.

there is one more possibility that your deductor would have shown your taxable salary after including the deduction of housing loan intt. in its tds return.

Thanks a lot.