if total income is around 13-16L , then what are the investment options to save tax other than the below:
80C - 1.5L + 0.5L = 2L
80D - 25K (medical insurance)
40K - medical allowance
As per Section 10(13A), The amount of HRA exemption is deductible from the total income before arriving at a taxable income Although it is a part of your salary,
Rent paid not exceeding rupees 1 lakh (No requirement of landlord PAN) can be a better option to save tax.
Also section 80TTA for deduction of Rs.10k can be taken into consideration if having bank interest of saving account.
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