Tax Consultation (US and India)
2970 Points
Joined September 2011
Tax is deducted u/s 194A on interest income if it exceeds Rs. 10,000
In form 15 G & H ,you have to give declaration of your income and stating nil tax
Refer the forms for more details
Form 15G
Form 15H , Declaration under Form 15H can be made only by Senior citizen