TDS-194A Tax deducted by Bank at10%, Shall be this part of Taxable income?

Respected TAX Expert,

Employee had taxable income and TAX deducted at source from Salary at applicable rates. (>5L & <10L). has both 5% and 20% slabs under OLD regime.

Employee also had 194A interest on deposits and tax deposited by Bank(s) at 10%. appearing this income and tax details both in AIS & 26AS (about 98000/- and tax is 9795/-)

Now  while filing ITR-1, is the differential 10% tax to be paid on 194A amounts received as it is showing in ITR-1 online as tax due.. since the overall income both salary + 194A is combined in ITR-1. Please help to clarify.

I was under impression for Interest on Deposits (other than securities). .the tax rate is fixed to 10%, while for interest on Savings accounts will be as per the applicable slab of the taxpayer. Please correct my understanding.

 Regards

Venkat.