TCS clarification

This discussion addresses how to repatriate funds from India to an overseas account after becoming an NRI, specifically concerning Tax Collected at Source (TCS). The original poster, having migrated overseas, seeks advice on the optimal order for converting their resident savings account to an NRO account and transferring funds to minimise TCS implications. A Chartered Accountant clarifies that converting the savings account to NRO first and then repatriating funds is advisable, as transfers from NRO/NRE accounts are generally not subject to TCS under the USD 1 million scheme, unlike direct transfers from a resident account.