SEO Sai Gr. Hosp.
196650 Points
Joined July 2016
Retail trading, and speculative business profits....... both can be declared u/s. 44AD....... under 'no accounts case', be it ITR3 or ITR4.....
But if you wish to declare loss under any such business, maintanance of books of accounts and tax audit by a CA is mandatory. So contact any nearby CA......