Salary deduction

u cant claim any exemption for loan repaid especially since it was taken for making expense and not for earning income.

this expenses cant be claim also u/s 37 also since not related to business

no where u can get deduction..

if nebody suggest you to take deduction please explain me too

Ankit is absolutely correct. You can't claim such expenses as deduction in any provision of the Income Tax act.

Now your second question: Is this Genuiune Hardship?

The ans is no, In  Income Tax Act, you only allowed the deduction of expenses incurred to earn income.

If you incurred any expenditure whic has no nexus with any Income earned or it is not incurred for the purpose to earn income, It shall not be allowed as deduction.