Reporting of FD Accounts

If you hold Fixed Deposits (FDs) through a single app without having a traditional bank account with those institutions, you don't need to list the individual FD account numbers in your Income Tax Return (ITR). However, it is crucial to report the total interest income earned from these FDs. Your Annual Information Statement (AIS) will detail all FDs and their associated interest, even though ITR forms primarily focus on savings and current account information.