Regarding home loan & HRA

baljeet singh (36 Points)

12 February 2020  
hi there..
i took home loan in 2013 for a flat in Bhiwadi. it was a joint account of me n my husband. i was claiming interest reduction in submitting income tax. now this session I cleared all the loan so interest is very less.. now can i use both reductions i.e. HRA n loan.. I haven't yet got the possession of the flat n i am still on rent.