Question on TDS for EPF interest

Hello

A question on EPF interest rate.

I see that there is some taxable interest income in the epf portal (Taxable Data for the year [ 2022-2023]) 

But they also say that "In case taxable interest is less than Rs. 5,000/- then TDS will not be deducted".
Now I am not sure about where could I get to see the details of this TDS amount deducted? It's not in 26AS or AIS.

Appreciate if you can help in calculating the right taxable income related to EPF

Thanks Pradeep

Replies (6)
Quick Summary
This discussion revolves around understanding Tax Deducted at Source (TDS) on Employees' Provident Fund (EPF) interest. Users are seeking clarity on how to locate TDS details, as they are not appearing in Form 26AS or the Annual Information Statement (AIS). The conversation highlights that TDS is only deducted if taxable EPF interest exceeds £5,000 and PAN is linked to UAN. It also touches upon the reporting of taxable interest in Income Tax Returns (ITR), even when TDS is not applicable.

Check EPF passbook for the accurate amount.

Thanks for your response Manish.

Passbook doesn't have TDS details.

I am looking for TDS details.

The Interest amount credited after deducting TDS on interest.
So, Check Your interest credits after less TDS...
Originally posted by : Pradeep Kumar
Thanks for your response Manish.

Passbook doesn't have TDS details.

I am looking for TDS details.


Ensure PAN is linked with UAN.

If there’s TDS, it will appear in 26AS.

1) The interest for year 2022-23 has not been credited by EPFO as of July 2023

2) The interest when credited by EPFO to the taxable EPF account and if interest is above Rs 5000 only then 26AS will carry such entry of the income and 10% TDS (if PAN submitted).

If interest credited is less than Rs 5000 then no TDS is deducted but the obligation to report the interest in ITR remains.

Where and how to report that interest on ITR2 Schedule OS is a open thread but no replies.

 

Thanks for insights. For how long can one wait now that the ITR filing deadline is nearing? Please guide how to report so that ITR is not deemed defective later.

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
12 October 2026
Chartered Accountant - Internal Audit

HKC | Chartered Accountants & Business Advisors

Ludhiana

CA

View Details
Company
20 September 2026
Semi Qualified CA

Navin & Associates

Mumbai

CA Inter

View Details
Company
Featured 03 October 2026
Accountant

A P Lodha and Associates

Jalna

B.Com

View Details
Company
ARTICLESHIP 21 September 2026
CA Article Assistant

KK & Company Chartered Accountant

Pune

CA Inter

View Details
Company
08 October 2026
SALES TELECALLER

HIRE NOVA

Lucknow

Graduate (Any)

View Details
Company
07 October 2026
Senior Account Manager

Amplio Invest

Mumbai

M.Com

View Details
Company
08 October 2026
Account Executive

Elite Taxation

New Delhi

CA Foundation

View Details
Company
ARTICLESHIP 07 October 2026
Article Trainee/ CMA Trainee

RMA And Associates LLP

New Delhi

CA Inter

View Details