Pf withdrawal before 5 years of service

Any investment which gives tax deduction  comes with a lock-in period. Except the ELSS ALL all other tax saving investments have minimum lock in period of 5 years. So is the case with EPF. The investment in EPF may have given you the tax saving of upto 30%, it depends upon the tax slab you have been in all previous years. 

Employers contribution exempted  interest component exempt only employee contribution enjoyed deduction will be subject to tax liability. 

Originally posted by : KAVIRAJA ADDANGADI

Any investment which gives tax deduction comes with a lock-in period. Except the ELSSall other tax saving investments have minimum lock in period of 5 years. So is the case with EPF. The investment in EPF may have given you the tax saving of upto 30%, it depends upon the tax slab you have been in all previous years.

May I know the process. I did some research and found out that employer contribution and interest will be treated as salary, employee contribution would depend on income tax slab of particular years and it's interest as income from other sources.