Personal investment plans

Sir / Madam .

I am 33 years old, unmarried and planing to invest some of fixed amount in monthly basis,which should be benifit in the future.
Kindly guide me . Which plan is good
mutual fund / Post office RD / LIC / Pension scheme or any other investments.?

please guide me
Replies (8)
Quick Summary
A 33-year-old is seeking advice on monthly investment plans for future benefit, considering options like mutual funds, Post Office RD, LIC, and pension schemes. Suggestions include equity or debt mutual funds based on risk tolerance, PPF for risk-free long-term investment with tax benefits, and NPS. It's advised to define financial goals, holding period, and risk appetite before choosing an investment.

If you are not risk-averse, go for mutual funds or ELSS else invest in PPF.
If you looking for more returns over risk go for equity oriented mutual fund. While Debt oriented Mutual fund are good for fixed returns, returns will also depend on the period of investment

PPF is a good option for risk free long term investment and also has tax benefits, but not a liquid fund, you can withdraw certain amount only after certain no of years in PPF.
Thank you so much !
I think the best option is nps
it takes care of majority of investors needs

Sorry Everyone

but I thinks do not give advice if you self do not use or do not have min 3-5 experience about Stock /Mutual Fund

I  follow stock market last 4-5 year , and also invest and trading both

Ajay , first you decide your goal , holding period, amount to invest and risk level

after that decide  where you should invest and for which goal achieve 

I have a best of best advice and I also use ,  Invest in  Sens*x ETF Fund

Best of luck

 

Thanks for your suggestions, holding period 10 to 12 years
now am 33 year old... it shouod be benefitted at the age of 45 .

Stock Market Now  Trading its all time high

Wait for min Correction 30-40%

 

No All Time high

It is Till Dated High

Stock Market Now Trading its all time high

Read more at: https://www.caclubindia.com/forum/details.asp?mod_id=576999No
Stock Market Now Trading its all time high

Read more at: https://www.caclubindia.com/forum/details.asp?mod_id=576999
Stock Market Now Trading its all time high

Read more at: https://www.caclubindia.com/forum/details.asp?mod_id=576999

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