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Medical Bills

Suresh Chandra (Manager - Accounts) (206 Points)

19 February 2010

Dear Sir,

I have paid 10000 / - as medical bills and doctor fee in the financial year 2009-10 and I have all the bills.

Can I claim any deduction from my total income?

Please tell me the provisions in this regards.

Thanks / regards,

Sueresh Chandra

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9 Replies

Jitendra Jhanwar (Officer) (129 Points)
Replied 19 February 2010

Dear Suresh,

If your Salary components includes Medical Allowances then this allowance will get exempt upto Rs. 15000 if you will provide all medical bills to your employer.

In your case you have medical bills of Rs. 10000 so you will get benefit of above exemption if you submit all the medical bills to your employer.

Ameet (L) (1678 Points)
Replied 19 February 2010

Any medical allowance in the form of reimbursement of Rs. 15000/- from employer will be get exemption. Just part Rs. 10000/- from your total salary and claim deduction against this amount. Just u have to do a convey the same to employer to do in Form No. 16 also and accd deduct TDS.

Suresh Chandra (Manager - Accounts) (206 Points)
Replied 19 February 2010

Originally posted by : Suresh Chandra
	Dear Sir, I have paid 10000 / - as medical bills and doctor fee in the financial year 2009-10 and I have all the bills. Can I claim any deduction from my total income? Please tell me the provisions in this regards. Thanks / regards, Sueresh Chandra

Dear Jitendra sir,

There is no such medical allowances in my salary, so I cant deduct these expenses from my total income.

thank u sir,

Suresh Chandra

CA Rachit K Patel (Chartered Accountant) (1503 Points)
Replied 19 February 2010

Hi Suresh,

As per the head Income from Salary : 1 proviso tp section 17(2):

The value of reimbursement of medical expenses to an employee/provision of medical facilities by an employer to an employee is exempt from tax under the 1st proviso to sec.17(2).Under the proviso exemption from tax will be available in respect of:

1) medical facilities provided to an employee or any member of his family in any hospital maintained by the employer;

2)reimbursement, by the employer, of expenditure actually incurred by the employee on his medical treatment or treatment of any member of his family -

a) in any hospital maintained by the government or any local authority or an approved hospital under central health scheme or a similar scheme of any state govt.

b) in respect of the prescribed diseases or ailments, in any hospital approved by the chief commissioner, subject to the condition that the employee attached with the return of income a certificate from the said hospital specifying the disease or aliment for which medical treatment was required as well as receipt of the amount paid to the hospital;

3) group medical insurance taken by the employer for his employees or reimbursement of medical insurance premium paid by the employee on his health or on the health of any member of his family under scheme approved by the central govt. for the purposes of sections 36(1)(ib)/80D

4) reimbursement by the employer of actual expenditure incurred by an employee for medical treatment from any doctor in respect of the employee, or any member of the family of such employee, not exceeding in the aggregate Rs.15000/- in the previous year

5) actual expenditure incurred by the employer on medical treatment of the employee or any member of the family of such employee, outside india.

The expenditure incurred by the employer on travel and stay abroad of the patient and one attendant is also emempt from tax subject to the condition that -

a) the expenditure on medical treatment and stay abroad will be emempt only to the extent permitted by RBI, and

b) the expenditure on travel is emempt only in the case of an employee whose gross total income,as computed before including therein the said expenditure, does not exceed Rs.200,000/-.

6) reimbursement of expenditure by the employer in respect of any expenditure actually incurred by the employee for any purposes mentioned in (5) above subject to the conditions specified therein.

Amir (Learner) (4016 Points)
Replied 19 February 2010

Dear Suresh,

U cannot simply deduct it from ur Total Income.......

If ur employer is ready to reimburse u these expenses then these reimbursements would not be taxable as salary.......

C.Balaji (Learner) (1867 Points)
Replied 19 February 2010

Dear Suresh,

Medical reimbursement by employer would not be taxable as salary.......

Vatsalya Bhardwaj (Final Student) (427 Points)
Replied 19 February 2010

I agree with amir

1 Like

Ramakrishnaraju (supervisor) (211 Points)
Replied 19 February 2010

No, reimbursement upto RS.15,000/- is exempted and any amount received more than rS.15,000/- will be taxable.

Tarun (S/W) (21 Points)
Replied 05 August 2014

Dear Team,

I have paid 10000 / - Bhat for medical bills and doctor fee for my child in abroad not in india. Can I claim under Medical Reimbursement up to Rs. 15,000.

Thanks / regards

Tarun jain