Loan from friends and relatives

Hi, Its a doubt on unsecured loans. A unit, engaged in trading of marbles activity and it have bank loan (working capital) of 23.00 lac and shown loan from friends n relatives of Rs. 17.20 lac in balance sheet for past 3 years . Now in projections, the unit has withdrawn the unsecured loan n increased the bank loan to 40.00 lacs. Is this d correct procedure?? Bcs there s a policy dat loan from frnz and relatives should not be liquidated before Bank loan.