Joint life policy at surrender value

what is the logic behind calculation of joint life policy at surrender value??
what is the meaning of bringing down policy at surrender value??
Replies (2)
Quick Summary
This discussion delves into the calculation of surrender values for joint life policies. It aims to clarify the underlying logic and the meaning of surrendering a policy at its current value. The user is seeking a detailed explanation and a practical example to understand how to calculate the 'till date' value of their policy.

To calculate Till date value
Please explain me with detailed example

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