ITR for loan purpose..

Bank demands for last two years ITR (Business ) ...But now ITR 4 available for assessment year 2021-22..
Not file earlier years ITR4 ..
what document is to provide to bank for assessment year..2020-21

Thank u...
Replies (3)
Quick Summary
If a bank requires your Income Tax Returns (ITR) for loan purposes but you're unable to file for a past assessment year (like 2020-21) because the filing window has closed, don't worry. You can explore providing alternative documentation. A common suggestion is to offer a balance sheet for that period, duly signed by a Chartered Accountant (CA), as proof of your financial standing.

Are ur income based on presumption.
Now it's not possible to file return for A.Y. 2020-21.
You can try to provide a balance sheet signed by CA as a proof for last year.
Thank u..

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