when apply for home loan for determining the income any effect is considered for ITR-4 or ITR-3 Filling in other word they are consider ITR-3 more reliable than ITR-4
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Itr 4
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No problem but your taxable income must be Support your loan repayment capacity
bank or financial institutions are not giving loan based on itr numbers, they will check your credit worthiness.
Yes i agree with CA Bhavik Soni
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