Is health insurance policy valid all over india?

Yes, a health insurance policy is valid all over India. However, you need to check the list of network hospitals covered under your plan. The large network of hospitals covered better for you as you never know when and how you will require hospitalisation. Also, few insurance companies such as Max Bupa and Cigna TTK offer health insurance coverage abroad.
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- Cigna TTK ProHealth Insurance Plan offers emergency medical assistance when you are abroad.
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- Cigna TTK Global Health Group Policy offers coverage for Indian locals and expatriates working abroad. The plan is offered only as a group plan to cover employees and their dependants. The plan provides covers over 1 million medical service providers.


- MaxBupa Individual Health Insurance Heartbeat plan also provides overseas medical treatment for specific illnesses. However, the plan does not cover expenses for treatment in the US and Canada.​ However, treatment for US and Canada can be included by paying additional premium.