invest in mutual funds as it is less riskier than shares and u will get 20-25 % appreciation

Hello there.. i would suggest you to bet ur money in shares. Invest in stocks like HDIL or DLF which are moving up quickly. Keep an time horizon of 3-4 months. You will earn good returns.. :-)

How to Set and Achieve Financial Goals Using A Financial Goal Work-sheet?

Dreaming to be an affluent without financial goals is like climbing the tree without any reason.

So you are planning to clear your home loan, you are setting aside a part of your income, and you have decided to spend less on restaurants and movies. Good that you are doing or planning to do these things. But do you feel this habit is of any use?

https://holisticinvestment.in/blog/achieve-financial-goals-using-a-financial-goal-work-sheet/

Regards

Ramalingam K, MBA, CFP,

Director and Chief Financial Planner,

Holistic Investment Planners

“Best Performing Financial Advisor Award” Winners from CNBC TV18

www.holisticinvestment.in

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