one of I.t return filed and gst registered person accounting books up to date.cash on hand balance is very low.old debtors ledger balance nil in accounting books. how many ways(options) of cash on hand increased producure for the purpose of some creditors amount repayment and some bank loan repayment.
1.Cut down Expenses 2.Sale assets if any which are obsolete 3.Withdrwal cash from bank savings if any 4.Increase the Capital through cash 5.Take loan and advances from family member to some extent ....
since you have mentioned Your client has bank OD and creditor due for repayment and no any debtor's .it means you have invested your money or bought some asseets or given loan and advances .Try to arrange cash from them