Rakesh ji.. you don't need to save returns they are automatically saved in your income tax portal for all the year for which return is filed...just login to ur account and u can get all information for any year that u require
If you are a salaried individual the tax deducted by employer and income declaration given by employer thru form 16 . If any tax deducted the return is filed judiciously. The same rule applies for individual filing return under income from profits and gains from business and profession. tax is computed. tax liability ascertained. there are various forms. it is filled up. return filed.