HRA received u/s 10(13A) is less than the HRA benefit u/s 80GG

HRA received u/s 10(13A) is 3500 (per month) which is less than HRA u/s 80GG which is 5000 (per month), so I am getting maximum tax benefit under section 80GG, is it possible to get the HRA benefit u/s 80GG instead of 10(13A)?

Replies (3)
Quick Summary
This discussion addresses a common tax query regarding HRA benefits. The user receives HRA under Section 10(13A) but finds it less than the potential benefit under Section 80GG. The advice provided suggests that to claim the deduction under Section 80GG, an individual must not be receiving HRA from their employer. A potential solution offered is to restructure salary with the employer to exclude HRA, thereby enabling the claim under Section 80GG.

Deduction u/s 80GG available to the assessee, who do not get HRA from their employer.

So, with the help of your employer, if you get the existing HRA to be converted to basic pay, means no HRA; then you can claim the deduction u/s. 80GG of the act.

Thanks for the help !

You are welcome..                

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