HRA exemption when have own unfinished house in same city but stay with in-laws

This discussion explores whether an individual can claim House Rent Allowance (HRA) exemption when they own an unfinished property in the same city but are currently residing with their in-laws. The consensus suggests that while owning an unfinished property might not disqualify you, you will likely need a valid rental agreement and proof of rent payment for the accommodation you are currently occupying. It's also noted that having a reason for renting when you own a property in the same city might be a factor.