HRA exemption when have own unfinished house in same city but stay with in-laws

Can I (female) claim HRA exemption if I also own a house (unfinished) in the same city but staying with in-laws in same city , distance of that unfinished house from employment place is around 30 kms ?

is it legally ok and what documents will be needed ?

Replies (7)
Quick Summary
This discussion explores whether an individual can claim House Rent Allowance (HRA) exemption when they own an unfinished property in the same city but are currently residing with their in-laws. The consensus suggests that while owning an unfinished property might not disqualify you, you will likely need a valid rental agreement and proof of rent payment for the accommodation you are currently occupying. It's also noted that having a reason for renting when you own a property in the same city might be a factor.

If you are staying in rented house then you can claim HRA

any other experts reply.....

For claiming HRA, the woman first needs to have rental agreement, payment of rent etc.... etc.

Secondly, there should be specific reason to stay in rented house, when she already has own HP in same city.

Not in laws
Since house is unfinished, it will not be considered as house property
Yes you can claim if you have rent agreement.
You can't claim HRA as per the information available in the query

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