How to claim two home loans in ITR for interest benifit

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I have two home loans,how can I claim it for tax benefit
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First criteria

1. property value
2. quantum of loan.
3. has it already been availed?
One availed and another taken in 2018 march ,property value 30 lakh,availed loan was 5 lakh how the interest of loan of 2018 can be claimed
Whether home loan is taken for construction for home or purchase???
First for construction and second for flat purchase
When construction was completed or construction is remaining
First construction I.e renovation completed in 2009 and second flat possession taken in 2019 march
See if loan is taken for House construction then if construction is completed within 5 year then interest will be paid shall be allowed from year in which construction is completed
interest will be allowed in 5 equal installment
Soo interest paid are allowed while computing income from House property with maximum 200000/-
and repayement of loan is allowed under 80C max 150000/-
same concept is apply in case of purchase also.

As your flat possession taken in 2019, you are eligible to take deduction under 80C as well as on interest also
But first home loan is taken for construction which I am availing under sec 24 and now I have purchased a flat with second home loan , so can I avail interest benifit of both loans under sec 24 and principal under 80c
Yes, from PY 19-20 , you can avail benefit for 2 house as per amendment but limit for both are restricted to 200000/-for interest and 150000/- for 80C


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