How to calculate housing loan procedure

kollipara sundaraiah ( (2892 Points)

21 March 2023  
one of the non it returns filed person housing loan required for bank of india loan amount rs:50 lacs .bank it returns required f.y.20-21 profit rs:4,20,000/- and f.y.21-22 profit rs:4,80,000/- declared in it returns.
how the loan calculation procedure on it returns based .