Housing loan vs hra

Yes. It is possible only  when your own house located in the city other then your woking City,

yes, your working area should be different than your own property

Thanks guys

I have booked an apartment from a builder. The building is under construction and due for possession in more than a year time. I have availed a housing loan for which I am paying EMI. I am staying in a rented house in the same city. My query: Can I calim exemption on both, rent paid and interest paid for the loan? Do I need occupancy certificate to avail exemption on housing loan?

What will be the answer once I occupy and start living in the new (own) house and continue pying my EMI as usual. Can I claim HRA and interest exemption both in this case?