What is the difference between housing finance and housing loan ?
also can housing loan be availed on a freehold property
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Housing loan on freehold property
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A home loan is designed specifically for financing the purchase or construction of a residential property. A mortgage loan, on the other hand, has no restriction on the usage of the loan amount. ... A mortgage loan, also known as a loan against property, is a loan secured by a property that the loan applicant already owns
Can housing loan be availed on freehold property?
The correct products offered by banks for freehold property are
1. housing loan if you are intending to buy and
2. loan against property if you are already the owner.
1. housing loan if you are intending to buy and
2. loan against property if you are already the owner.
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