Housing loan int exemption for joint borrowers

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A AND B ARE THE JOINT BORROWERS OF HOUSING LOAN. FOR FY 2022-23 INTEREST WAS Rs.256000/-. PLEASE CLARIFY WHETHER THE BORROWERS CAN BIFURCATE THE INTEREST RS.156000 & 100000 AND CLAIM SUCH.
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Who are the owner of the property?

Who paid the EMI?


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