Housing loan deduction

Sunil Prajapat (25 Points)

24 August 2020  
Sir I have taken a housing loan jointly with my father.
Father is owner of the property but I am not. I am just taking loan jointly with them.

Sir confusion is that can I take deduction or not on payment of interest amount u/s 24(b) and principal amount u/s 80C.

Please sir provide me suggestions.