Home loan query

Husband and wife are owners of the property and avail bank loan under whose name will they give loan?
Replies (3)
Quick Summary
This discussion clarifies home loan ownership for joint property owners. If both partners earn and file tax returns, the loan can be divided. If only one partner earns and files, the loan is typically in their name, and they can claim the tax credit. The primary loan holder is often considered the first applicant, especially if only one partner is filing returns.

Earning partner..........
Both are joint owners
If both are filling return then it will be divided among them equally so any one
other wise tecnically the first holder if one is filling return
and if husband is only earning and loan is in his name and wife is not filling return then while filling return husband took the credit

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