Credit rating

The benefits of a CRISIL rating are manifold, ranging from reduction in information asymmetry in the market at the macro level to facilitating comparative assessment of investment options, enhancing access to investor funds, and complementing an investor's own credit analysis at the micro level. Every segment of the market has been benefiting from CRISIL's credit ratings. Some of the benefits of CRISIL's credit ratings are as follows:

For the Financial System

Reduces information asymmetry in the market by providing quality credit information on debt instruments to all market players
Facilitates pricing of debt instruments

For Investors

Facilitates comparative assessment of investment options, as ratings are designed to be comparable across issuers in different businesses
Complements investors' own credit analysis
Facilitates asset monitoring, as ratings are kept under review until the rated instrument is repaid

For Issuers

Provides independent credit information from a credible third party to the community of potential investors
Enhances issuer's access to investor funds
Helps issuer differentiate itself in the market