Can i get home loan in noida if i have poor cibil score

606 views 3 replies

I work in Noida and want to purchase my house there, but my credit score is low. How much will it impact on my Home Loan process?

Replies (3)
Yes you a can apply for Home Loan even with the bad CIBIl Score. Credit score is not the only major factor that is noticed in case of a Home loan. Home Loans are secured loans that means you have to pay debt as a security. So, other factors are not so important for Home Loan Approval. However, some lenders demand more than 750 CIBIL score. But it is not mandatory in case of Home Loan, if you have lower CIBIL score then lender interest rate will go higher but you will not face any problem in approval of Home Loan in Noida.

Hi, great article.
Unfortunately I am a victim of low cibil score and was looking measures to improve it as I also wanted to avail a personal loan to renovate my house. Please suggest me as the banks keep cibil score as the fundamental factor in giving loans

In case your CIBIL credit score is low, you can avail a personal loan by involving a co-applicant or a guarantor.

Leave a Reply

Your are not logged in . Please login to post replies

Click here to Login / Register  

Company
12 June 2026
Accounts & Taxation Executive

Winshine Financial Services

Mumbai

CA Inter

View Details
Company
29 June 2026
ACCOUNTANT

SANDEEP AASHISH & CO

Araria

B.Com

View Details
Company
ARTICLESHIP 07 July 2026
Articleship

Jawahar and Associates Chartered Accountants

Hyderabad

CA Inter

View Details
Company
ARTICLESHIP 08 July 2026
Articles

AJAY SINGH AND CO LLP

Thane

CA Final

View Details
Company
24 June 2026
Senior Account (VA Client Operations)

Karbon Business

Bengaluru

CA Inter

View Details
Company
22 June 2026
Finance Manager- Chartered Accountant

Triveni Turbine Limited

Bengaluru

CA

View Details
Company
20 June 2026
Chartered Accountant

ANV & Company

New Delhi

CA

View Details
Company
ARTICLESHIP 10 July 2026
Article Assistant

N S Gokhale & Co

Thane

CA Inter

View Details